Progressive Renters Insurance – One Of The Best Policies Around

In an attempt to protect your personal belongings in the event of a fire, water damage or vandalism, it may be a good idea to have Progressive renters insurance. This type of insurance is good for an apartment rental or a home rental. It helps protect your personal belongings from fire, water damage and theft or vandalism. In addition to damage, these policies normally carry coverage for liability. This covers you in the event someone is visiting you and happens to get injured on the property.

Progressive renters insurance is one of the best insurances tenants of all types can have.

It is important to know that your landlord is not responsible for your personal property while you are living in their rental home. This is the tenant’s responsibility and in order to protect yourself from liability suits and property loss, you must buy your own insurance. One policy can protect you and cost less than one evening of dining out. This is a small price to pay for the protection of your personal property compared to the cost involved in replacing it. If you happen to have your auto insurance through Progressive, buying Progressive renters insurance can place you in a program offering you a multi-policy discount.

When purchasing Progressive renters insurance you have several options for your policy.

The typical policy offers you protection up to $15,000 for your personal property and usually $300,000 in liability protection. You may want to question your agent about replacement coverage which allows you to collect the full purchase price of your lost items. Since most policies only cover a valued price, the replacement coverage would be an additional rider on your policy. Another great rider to have is high value item coverage. This policy extends your protection beyond the basic limits.

Progressive renters insurance is easy to obtain.

You can call a Progressive agent or go online to get an instant quote. These rates are very competitive with other companies such as State Farm, AGI or Allstate. Shopping online for renters insurance can also allow you to compare rates from many different companies. Most all of the insurance companies have a program that allows you to save by purchasing multiple policies such as auto insurance, renters insurance and life insurance within that company. This can save you quite a bit on your monthly premiums.

Whether you are renting an apartment or a home, it is vital that you purchase renters insurance to help protect not only your personal belongings but to also protect you against liability suits in the event of injury by a guest. Before you buy your policy make sure you have a good idea of the value of your property and the amount of protection you are looking for. Once you have done this, go online and request an instant quote from multiple companies so you can compare rates. You will find that Progressive renters insurance is among the top insurers in the country and can offer you the rates that fit your budget.